> For the complete documentation index, see [llms.txt](https://albertohortabtc.gitbook.io/citycoin/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://albertohortabtc.gitbook.io/citycoin/real-estate/decentralization.md).

# Decentralization

No bank or government will be able to manipulate the prices and interest rates for mortgages and/or debt on the real value of the properties, thus achieving stable profits among the participants and not a few.